Be sure that the information on all of your credit reports is correct and up to date.Reviewing credit reports helps you catch signs of identity theft early.Get a free copy of your credit report every time you want from each credit reporting company.Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.The information in your credit report is used to calculate your credit score.A credit score is a number that rates your credit risk at one point in time.Having a high score can benefit you in many different ways, making it much easier for you to get a loan, rent an apartment, and even lower your insurance rates.
Credit Report
